Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

The best way to pay off debt depends on what you owe. Explore strategies like the debt snowball, debt consolidation and debt ...

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

Dealing with debt issues can be overwhelming, especially if your debt has been turned over to a debt collector to deal with.

Complaints about aggressive debt collection have skyrocketed in recent months, federal data shows, a sign that more Americans are falling behind on credit cards and medical bills. The rise in ...

The amount you owe may also be subject to your state's statute of limitations, which typically ranges from three to 10 years, ...

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...

Although Consumer Financial Protection Bureau (CFPB) priorities and mandates are undergoing shifts with the new Trump administration, the CFPB pledged in 2024 to continue its efforts to eliminate ...

The Federal Trade Commission logged over 140,000 consumer complaints about debt collection in the second quarter — a 220% jump from the same period a year earlier. Georgia, Texas and Florida recorded ...

Consolidate credit card and other high-interest debt.