Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Car insurance rates averaged $2,297 annually in early 2026, according to Experian, or about $191 per month. For full-coverage ...

John McCormick is a former deputy editor at The Wall Street Journal and has been an editor and reporter at several other media outlets, including Digital Insurance and Financial Planning, where he ...

Car insurance laws might let you skate by with the bare minimum -- but that doesn't mean you should. State minimum coverage is often too low to offer real protection, and if you cause an accident, it ...

Travelers works with agents to sell, update and maintain insurance policies. While this approach can sometimes lead to higher costs, that doesn’t seem to be the case with Travel ...

Rather than traditional gap insurance, USAA offers car replacement assistance. With this coverage, you will get 20% more than ...

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Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Car ...