Does pay-for-delete really work for collection debt?

Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Which states have the most debt collection accounts? New rankings revealed

WalletHub collected data from the end of 2025 and ranked the states with the most and least debt collection accounts.
nationalmortgageprofessional.com

CFPB Reports on Harmful Impact of Medical Debt on Credit Scores

The Consumer Financial Protection Bureau (CFPB) has released a research report that found consumers’ credit scores may be overly penalized for medical debt that goes into collections and shows up on ...
Finance & Commerce

Student loan collections cause millions of credit scores to drop

NEW YORK — Millions of Americans are seeing their credit scores suffer now that the U.S. government has resumed referring missed student loan payments for debt collection. After 90 days of non-payment ...
The Journalist's Resource

Debt collection lawsuits are rising in U.S. states. Here’s what you need to know to report on them.

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

When should you dispute collection debt?

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

Credit card debt forgiveness in 2026 — who qualifies, how issuer relief programs work, credit score impact, and key risks borrowers should understand

Credit card debt relief is gaining attention as balances cross $1.1 trillion and interest rates stay above 21%. In 2026, ...
KREM

Washington governor signs bill to remove medical debt from credit score reporting

OLYMPIA, Wash. — Washington Governor Bob Ferguson signed a bill that removes medical debt from credit score reporting into law on Tuesday. Senate Bill 5480, sponsored by Sen. Marcus Riccelli ...