A business needs specialty insurance for items not covered by ordinary homeowners or automobile insurance. Learn if your ...

Discover what substandard insurance is, how it functions, and see real examples. Learn about who qualifies and what factors ...

Learn how portfolio reinsurance works, its benefits, and real-world examples of insurance companies transferring policies to ...

Coinsurance is a type of cost-sharing arrangement in which the insured party and the health insurance company share the costs of covered medical expenses. This is a common feature in many health ...

If your property is damaged and you can't operate your business, this type of insurance can help with expenses. Many, or all, of the products featured on this page are from our advertising partners ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...