Some deposit accounts offer FDIC protection beyond the standard $250,000 limit. CNBC Select explains what you need to know.

Most certificates of deposit (CDs) are insured by the Federal Deposit Insurance Corporation (FDIC) if they’re issued by a member bank. That means your money is protected up to $250,000 per depositor, ...

The FDIC is an independent agency of the U.S. government that protects bank customers from losing their money in a bank should it fail. Deposits are insured for up to $250,000 per depositor, per ...

Protect your large cash deposits with IntraFi Network Deposits, offering FDIC insurance coverage across multiple banks while ...

Senators Bill Hagerty and Angela Alsobrooks have introduced legislation that would raise the FDIC deposit insurance limit on noninterest-bearing transactions account balances from $250,000 to $10 ...

Banks would face much higher assessments to bring the Deposit Insurance Fund's reserve ratio into compliance. Those costs would be reflected in higher fees and reduced availability of credit, writes ...

With all the problems facing banks these days, how safe are your deposits? The question hasn’t popped up all that much lately, which is a bit surprising considering all the troubled-loan writedowns, ...

NEW YORK -- U.S. businesses might be able to secure bank deposit insurance for accounts holding more than $250,000 if Congress agrees with the Federal Deposit Insurance Corp.'s new proposal to ease ...

Treasury Secretary Scott Bessent in July 2025 (Buddhika Weerashinghe/Bloomberg via Getty Images). Treasury Secretary Scott Bessent signaled support for boosting the deposit insurance limits on certain ...

Each government failure becomes an excuse to do more of what failed. It is sad but not surprising to see this expensive and destructive cycle of failure repeat itself with banking regulation.