There’s a common misconception that life insurance is only useful after someone dies. But modern policies can offer powerful ...

When you plan your finances, it includes multiple short-term and long-term goals. These may include buying a house, planning ...

This guide explains how life insurance needs change from youth to retirement. The key takeaway is matching coverage type and ...

Issues around financial security are deeply personal, especially when life shifts unexpectedly around you. For me, that moment came when my company relocated me from Hong Kong to New York City. My ...

A holistic financial plan goes beyond—here’s how to approach it.

You've worked hard, saved and built a financial legacy. Here are two crucial ways to protect that wealth for your children ...

That said, for a healthy 33-year-old with no dependants and a high income, it’s also reasonable to question whether this is a ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Without the right protection in place, even the most well-crafted retirement ...

Life insurance has long played a crucial role in estate planning and wealth transfer. Its evolution has addressed two primary challenges: creating an estate when liquidity is insufficient to support ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Find out the estate-planning advantages of joint life insurance.

A ₹ 2 Crore term insurance plan can provide meaningful financial protection, but its suitability depends entirely on ...