Find out how public sector pensions work - including the NHS and Civil Service schemes - from how much you pay in to when you ...
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How do pensions work?

A pension is a workplace retirement plan designed to help people have income after they stop working. In simple terms, it’s a way to save for retirement with help from your employer. There are two ...
I do not fully understand the guarantee option. As it is a 100 per cent joint life annuity why doesn't it have a guarantee period as I thought it was for both of us until both our deaths?