Your payment history and how much of your credit limits you use are the two biggest credit scoring factors. Many, or all, of the products featured on this page are from our advertising partners who ...

Discover how credit cards can influence your credit score. Learn the do's and don'ts for managing credit card usage and ...

Does unemployment affect your credit score? Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if ...

A HELOC will only impact your credit score if the information is shared with credit agencies. Here’s what you need to know. Home equity lines of credit (HELOCs) are financial products that can be used ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Opening a checking ...

When opening a rewards credit card, it's important to understand how the actions you take now will affect your credit score ...

NEW YORK (AP) — Hundreds of millions of 'Buy Now, Pay Later' loans will soon affect credit scores for millions of Americans who use the loans to buy clothing, furniture, concert tickets, and takeout.

Student loans are a major financial commitment and not just because of the long road to repayment. They can also have a bearing on your credit score — and by extension, your overall financial health ...

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

HELOC applications require a hard credit pull, which temporarily lowers your credit score. Closing a HELOC and carrying a big debt balance could lower your credit score, depending on how your lender ...