While Congress debates bringing back Affordable Care Act subsidies, many Americans have already made life-altering decisions to afford health care.

After the ACA tax credit lapsed in December, enrollees are opting for less robust health plans or dropping coverage altogether.

Fewer Americans are signing up for Affordable Care Act health insurance plans this year. New federal data shows a 3.5% drop in enrollment, with around 800,000 fewer people selecting plans compared to last year.

These high costs are taking a huge bite out of family budgets. Median household income in the U.S. was $83,730 in 2024, per the Census Bureau, meaning health insurance coverage for a family could represent an enormous chunk of pre-tax income for the household.

As millions of Americans struggle with paying for health care, doctors and health experts discuss how medical care is being eroded by insurers denying necessary tests and treatment, making it "more difficult to be healthy in the United States.

Going into the 2025-26 open enrollment period for people shopping for health insurance through GetCoveredNJ, the outlook was grim. Insurance regulators said the average premium would rise by 16%.

Musicians, tattoo artists and other Nashvillians among Tennesseans struggling to afford health insurance premiums as Congress debates extension.

House Republicans on Thursday said they are summoning top health insurance executives to testify later this month as part of a series of hearings about health care affordability.  The move from

Trump's announcement comes as millions of Americans face higher healthcare costs this year after Congress allowed generous COVID-19-era tax credits for federally subsidized Obamacare plans to ‍expire.