A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost. Learn how this benefits both insurers and policyholders.

To cancel or not to cancel?

Rising costs leave many drivers and homeowners underinsured, exposing them to massive bills when disasters, accidents, or ...

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

Insurance policies hold immense significance for business owners and professionals, as they can be a safety net for life's unexpected curveballs and can also assist business owners and professionals ...

A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

If your term life insurance policy is ending and you’re still alive to see it, congratulations! You're in the 97% — that's the percentage of term policies that never pay out a death benefit, according ...

You're feeling pretty proud. You just finished that bathroom remodel yourself, saved thousands of dollars, and it looks ...

Knowing how to read your auto insurance policy can do more than help you file a claim — it can help you plan ahead. Maybe you’re considering driving for a rideshare service and need to check if you ...

When you rent a car, you're asked if you want to buy car insurance from the rental agency. The question for many people is: Do I need it? If you already have car insurance, your policy may extend to a ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...