WASHINGTON, DC - FEBRUARY 09: Sen. Elizabeth Warren (D-MA) (C) talks to reporters with Sen. Jeff Merkley (D-OR) (L), Sen. Chris Van Hollen (D-MD) and fellow Senate Democrats during a news conference ...

Parent PLUS loans are a common financial aid option for parents who want to help their undergraduate student pay for college. Although it offers advantages like accessing loan amounts up to the school ...

Going to college is more expensive than ever. According to the Education Data Initiative, a 4-year, full-time undergraduate degree averages $38,270. Students attending private institutions will pay ...

Parents who take out a PLUS loan to help their child finance their education after July 1, 2026, will not qualify for the new Repayment Assistance Plan. Under current law, borrowers who consolidate ...

・Parent PLUS borrowers face challenges with both repayment and loan forgiveness due to the latest updates to the One Big Beautiful Bill. ・Existing Parent PLUS loan borrowers must consolidate existing ...

For example, while federal Parent PLUS loans typically come with a standard 10-year repayment term, private lenders often offer terms of up to 20 years. Extending the term can lower monthly payments, ...

You can defer parent PLUS loans while your child is in school at least half-time and up to six months after. Many, or all, of the products featured on this page are from our advertising partners who ...

Securing funds for your child’s college education can often be bewildering, riddled with jargon and complexities. Parent PLUS Loans emerge as a potential lifesaver among the array of options. However, ...

If you have poor credit, you’re not alone. Sixteen percent of Americans have a “poor” credit score, ranging between 300 and 579, according to Experian, one of the three major credit bureaus. If you’re ...

WASHINGTON, DC - JUNE 27: U.S. Senate Majority Leader John Thune (R-SD) speaks with reporters following a Senate Republican luncheon, in the U.S. Capitol on June 27, 2025 in Washington, DC. Republican ...

Parent PLUS loans can help cover college costs when other financial aid falls short, opening up the possibility for income-driven repayment and loan forgiveness Parent PLUS loans are federal student ...

Parent PLUS loans are federal loans for parents to cover their child's education costs. Eligibility for Parent PLUS requires a credit check and basic federal aid standards. Repayment begins after the ...