You're not necessarily stuck with a smaller monthly benefit for life.

It's an option worth exploring for more reasons than one.

Change your mind about receiving Social Security? There's a window of time during which you can withdraw your claim.

Waiting until age 70 to collect Social Security benefits provides the highest possible monthly payments as this is when delayed retirement credits stop accumulating. But does this strategy suit ...

Don't resign yourself to struggling financially.

27% of seniors receive all income from Social Security, while another 20% get 76% to 99% from it. Average Social Security benefit is $2,008 as of mid-2025. This leaves typical retirees with an income ...

Learn how much the average person receives in Social Security at age 65 and explore strategies to maximize benefits and manage financial challenges.