Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

Many term life policies let you switch to permanent coverage, like whole life or universal life, without undergoing a medical exam. Your conversion window won’t stay open forever, so grab your policy ...

Let's address the issue that has divided the insurance industry for decades: Should you buy whole life insurance to "be your own bank," or should you buy term insurance and invest the difference?

AARP offers life insurance from New York Life, but there are some potential downsides ...

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...

A renewable term is an insurance clause that allows the beneficiary to extend the coverage term for an additional time period without having to re-qualify.

Guardian: Best for applicants with health conditions. MassMutual: Best for cash value growth. Northwestern Mutual: Best for blended term. Thrivent: Best for social responsibility. New York Life: Best ...

People often want to know that their family’s financial needs will be met in the event they pass away unexpectedly. The most common vehicle for this is life insurance. But people who research their ...