When it comes to certificates of deposits (CDs), it's pretty hard to get it wrong. However, that doesn't mean CDs are foolproof. I have personally found a way to mess it up a couple of times.

In fact, there actually may be more reasons not to buy CDs than to spend your cash on one. Just check out these five reasons you should steer clear of CDs. It's true that many CDs are offering ...

Certificates of deposit offer decent interest rates right now. But for most people, there are two better alternatives. Find ...

It’s often a better deal for consumers to pick a long-term certificate of deposit and pay an early withdrawal penalty than ...

Short-term investors should give CDs a close look. You can buy a CD with a three-month term if you are undecided or need the money back in your hands sooner rather than later. Long-term investors ...

Although it’s a brokerage firm, Morgan Stanley tends to offer CD rates that compete with the best online banks. You need at least $1,000 and an account with the brokerage to buy a CD.

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details).

From Coil to Carly Rae Jepsen, there's something for all tastes in Zia Records' dense stacks of CDs. Zia stocks plenty of new discs, but where the chain particularly shines is in its vast ...

MoMo Productions / Getty Images If you're looking to invest your money in a certificate of deposit (CD), you may be wondering what the best term is to buy right now. Well, that depends.

“In this case, build a ladder where you buy CDs in $100,000 increments over the next five years, so you would end up with one $100,000 CD that matures in 12, 24, 36, 48 and 60 months.

Yes, we still listen to CDs. Quite a bit, thank you very much. And the best place to buy them is at Zia Records. The esteemed local chain celebrated its 40th anniversary this year, and indeed ...