CDs reached record highs in 2023 and 2024. CD rates will likely continue their decline in 2025 due to recent Fed rate cuts, ...

On the whole, they can be a financially conservative balance to your portfolio. If you aim to buy CDs, it’s essential to know market trends and interest rates. When rates are expected to rise ...

A vinyl record revival might be pushing CDs into the background. In the past eight years, vinyl sales have increased ...

Although it’s a brokerage firm, Morgan Stanley tends to offer CD rates that compete with the best online banks. You need at least $1,000 and an account with the brokerage to buy a CD.

Federal Deposit Insurance Corporation (FDIC) insurance protects your money if your CD issuer fails or becomes insolvent. The neat part is that you can buy CDs from multiple banks and receive ...

The shine has dulled for CDs, or certificates of deposit, which looked like great investment vehicles when interest rates were higher.

"Let's say I need to buy a car in six months — then I would buy a 6-month CD. If I need the money for a down payment for one year from now, I would buy a 1-year CD. You're buying a CD term that ...

CDs are reliable, they're easy to store, and they're much cheaper than, say, vinyl records. There are no subscription fees involved, and once you buy an album, it's yours to keep forever. CDs also ...