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You must earn an amount equal to or greater than the annual limit in at least 35 years in order to qualify for Social Security's largest checks. This is the reason most people don't manage to take ...

Underspending in retirement is 'one of the biggest mistakes' retirees make, according to financial planning expert Jeffrey Levine.

The average retired worker benefit in May 2025 hit $2,002.39, according to the Social Security Administration.

The Medicare and Social Security trust funds are lurching toward insolvency. Social Security is projected to cover only 81% of benefits by 2034 and Medicare just 89% by 2033.