Learn how the NAIC Unfair Trade Practices Act (Model 880) regulates advertising misrepresentation in insurance. Discover key rules, penalties, and best practices for compliance.

Oct 20, 2024 · Explore how false advertising and misrepresentation laws safeguard consumers in the insurance industry, emphasizing legal implications and enforcement strategies.

What is misrepresentation in insurance, and how can I spot it? Learn how to tell when your insurer is lying and how to take action in case of bad faith.

Oct 13, 2025 · In the insurance industry, there are two types of misrepresentation: negligent misrepresentation, and fraudulent or intentional misrepresentation. Each type carries different …

Oct 15, 2024 · Misrepresentation in the insurance industry can lead to significant legal consequences, ranging from voided contracts to financial damages. This section explores the …

False advertising is defined as any material that is "untrue, deceptive, or misleading." The model act further defines false advertising to include these five specific types of misrepresentation: …

Dec 3, 2025 · This primer explains exactly how U.S. law treats misleading financial claims, why certain misrepresentations cannot be “cured” by later disclosures, and how the doctrine of …

Dec 18, 2025 · Misrepresentation can take various forms, affecting your understanding and trust in what you sign. This article explores the different types of misrepresentation found in …

If you feel that an agent or company has misrepresented an insurance policy and you can’t get a satisfactory answer to your complaint, write to the Department of Insurance and Financial …

The knowledge requirement can be satisfied by showing that the individuals had actual knowledge of a material misrepresentation, were recklessly indifferent to the falsity of a misrepresentation, …