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  1. Cash Value vs. Surrender Value: Key Differences Explained

    Nov 10, 2025 · Cash value is the money that accumulates in a permanent life insurance policy or annuity. Surrender value is the amount you receive if you withdraw all cash value, minus fees. …

  2. What Is Cash Surrender Value? | U.S. News

    Dec 4, 2025 · 360 Reviews explains what you need to know about the cash surrender value of your life insurance policy, including what it is and how to calculate it.

  3. Life Insurance Surrender Value Explained (2025 Guide) | How It …

    Oct 25, 2025 · What Is Surrender Value? The surrender value is the amount of money you receive if you cancel your life insurance policy before it pays out a death benefit. It represents …

  4. What Is Cash Surrender Value of Life Insurance? | Prudential Financial

    Cash surrender value is the amount left over after fees when you cancel a permanent life insurance policy (or annuity). Not all types of life insurance provide cash value. Paying …

  5. What is Cash Surrender Value of Life Insurance? | Ethos

    Learn what the cash surrender value of life insurance means, how it’s calculated, and when you can access it. Understand fees, taxes, and benefits before surrendering your policy.

  6. Understanding the Cash Surrender Value of Life Insurance

    Jul 15, 2025 · Thinking about walking away from your life insurance policy? The cash surrender value of life insurance could give you access to money you've built up over time. Learn how …

  7. What is the cash surrender value of life insurance? - Policygenius

    Sep 22, 2023 · The cash surrender value of life insurance is the amount of money you get when you cancel a cash value life insurance policy, like whole life insurance or universal life insurance.

  8. What Does Surrender Value Mean in Life Insurance?

    Feb 28, 2025 · Most permanent life insurance policies, such as whole and universal life, accumulate cash value over time, forming the basis of the surrender value. Policies typically …

  9. What Is Cash Surrender Value and How Does It Work? - SmartAsset

    Sep 4, 2025 · The cash surrender value of life insurance is the amount available to the policyholder after surrendering the policy, typically equal to the accumulated cash value minus …

  10. Cash Value vs. Surrender Value: What’s the difference? - SelectQuote Life

    The surrender value of a life insurance policy is the actual sum of money you’d receive if you tried to access the cash value of your policy. The surrender fee, also known as the surrender …