4 days ago · Considering tapping your home equity to access cash? Compare our top picks for the best home equity line of credit (HELOC) lenders to find the right option for you.

Dec 23, 2025 · Even if you have a subprime credit score, you still have options when seeking home equity loans. Some lenders specialize in working with borrowers who have fair or poor …

Dec 26, 2025 · Looking for a home equity line of credit? We've named the best in the industry. With a home equity line of credit (HELOC), you can borrow against the equity in your house to …

Aug 15, 2024 · Yes, you can qualify for a HELOC with a 600 credit score, but it may be challenging. Most lenders prefer a minimum credit score of around 680, and a score below …

1 day ago · Cons Borrowers pay an origination fee on HELOCs. Loans require a minimum FICO credit score of 640. Loans aren't available in every state.

Nov 14, 2025 · Most lenders require a minimum credit score of 620 just to consider your application—and even then, approval isn’t guaranteed. We’ve observed most lenders don’t …

Dec 3, 2025 · Obtaining a home equity loan with a credit score of 600 can be challenging, but it is not impossible. Many lenders have varying criteria, and understanding the nuances of how …

Aug 15, 2025 · What Credit Score Do You Need for a HELOC? Many lenders allow you to tap your equity with a credit score in the 600s. While 680 was once common, the norm is now …

Each lender can set its own requirement for a credit score to get a HELOC. A standard minimum benchmark is 620, though you’ll stand a better chance of getting approved and qualifying for …

Jun 8, 2025 · For those with poor credit (below 600), hard money lenders may offer HELOC-solutions or equity-based credit lines. These typically rely more on the property’s value than …