Structuring is the act of parceling what would otherwise be a large financial transaction into a series of smaller transactions to avoid scrutiny by regulators and law enforcement. [1]

May 14, 2025 · Structuring, often referred to as “smurfing”, is a technique employed in money laundering and financial fraud. It involves breaking down large amounts of illegal funds into …

Nov 29, 2025 · Structuring is a specific federal financial crime that involves the deliberate manipulation of cash transactions to evade government oversight. This practice is specifically …

STRUCTURING definition: 1. present participle of structure 2. to plan, organize, or arrange the parts of something: . Learn more.

6 days ago · Structuring is a form of money laundering that involves breaking up large sums of illegal funds into smaller transactions. Structuring differs from smurfing, which requires multiple …

Nov 19, 2025 · All financial institutions are at risk of money laundering through the use of complex schemes, including the practice of structuring. Find out what structuring involves, the potential …

Structuring is the process of organizing or arranging parts into a clear, logical system or framework. It helps create order and coherence in writing, planning, or designing.

The transactions need not exceed the $10,000 CTR filing threshold at any one bank on any single day in order to constitute structuring. Money launderers and criminals have developed many …

Jun 4, 2024 · Structuring, on the other hand, is typically done to avoid detection or circumvent reporting obligations. It consists in splitting a large sum into smaller deposits to minimize …

This tax lawyers guide explores structuring, money laundering, its regulatory framework, associated risks, and best practices for compliance. What is Structuring? Structuring refers to …