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The 5 money milestones spell MONEY: M — Margin: Earn more than you spend. O — Optionality: Save 6–12 months of expenses so you have room to navigate life’s transitions. N — Net assets: Build $100K in financial assets that can compound. E — Equity: Reach $1M in net worth, then focus on growing and optimizing your assets. Y — Your terms: Build enough passive income to cover your monthly expenses. Which milestone are you working toward right now?
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